Have you spoken with a loan officer to see what you qualify for? My reason for asking this is simply this...it is the first step. If you begin this home buying experience with pre-qualification, you could avoid disappointment. You will get the facts, and have confidence to know what you can and can't do. A loan officer will require some information from you, then will be able to give you the helpful information that will enable you and me to get started on reaching the goal - getting you into your new home. He or she is there to work for you, and will be able to answer any questions you will have. Choosing your loan officer is very important. Sometimes it can make or break a deal. You may know a good loan officer already, however if you do not...I would like to recommend a few. I suggest you contact more than one. You will want to feel comfortable with your loan officer, and remember -he or she works for you too. Don't hesitate to contact 2 or 3. Below are a few I prefer to work with and I know will do a fantastic job working for you. Angela Miley - Assurance Financial Group or call her at her office at 225.448.2673 or on her cell 225.229.0251 Steven Schiele - Homebuyers Resource Group or call him at his office direct at 225.769.4663 Ext: 3371 Charlotte Guidroz - SWBC Mortgage Apply online at www.swbcmortgage.com/guidroz If you would prefer, you can email Charlotte directly at: CGuidroz@swbc.com or call her at 225-292-2140 Barbara Ruddick - Hancock Bank Apply online at www.hancockbank.com/barbara_ruddick.htm If you would prefer, you can email Barbara directly at: barbara_ruddick@hancockbank.com (best way to reach her) or call her at 225.248.7121 |