One thing I always ask a person who is interested in purchasing a home is - have you spoken with a loan officer to see what you qualify for? My reason for asking this is simply this...it is the first step. If you begin this home buying experience with pre-qualification, you could avoid disappointment. You will get the facts, and have confidence to know what you can and can't do. **Very important** - make sure that even though you are approved for a certain price...make sure the monthly note, that goes along with the spendign limit, is in your budget - to avoid problems for the future. A loan officer will require some information from you, then will be able to give you the helpful information that will help you and I to start the search on reaching the goal - your new property. He or she is there to work for you, and will be able to answer any questions you will have. Choosing your loan officer is very important. Sometimes it can make or break a deal. You may know a good loan officer already, however if you do not...I would like to recommend a few. I suggest you contact more than one. You will want to feel comfortable with your loan officer, and remember - he or she works for you too. Angela Miley - Assurance Financial Group or call her at her office 225.448.2673 or on her cell 225.229.0251 Charlotte Guidroz - SWBC Mortgage Apply online at www.swbcmortgage.com/guidroz If you would prefer, you can email Charlotte directly at: CGuidroz@swbc.com or call her at 225-292-2140 or call him at his office 225.214.5063 or on his cell 225.368.6285 Barbara Ruddick - Hancock Bank Apply online at www.hancockbank.com/barbara_ruddick.htm If you would prefer, you can email Barbara directly at: barbara_ruddick@hancockbank.com (best way to reach her) or call her at 225.248.7121 |